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Setting up credit card transactions on a web site is a hassle. This blogger describes the trade-offs between acquiring a merchant account to process credit cards and using a third party.

We all know that accepting credit cards is the key to online sales. Unfortunately, most merchants are unaware that acquiring a merchant account can actually save them money. And in many cases, big money!

For this experiment, we will use a fictional character named Bill. Bill owns and operates a great online resources for marketing tools and resources. Bills website is a membership based website, and therefore could potentially be approved for both third party processing and an internet merchant account.

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Read more from this blogger: Merchant Service - Third Party Credit Card Processing Vs. Having Your Own Merch